This site page is dedicated to all the credit acronyms you have heard or seen on USAMoneySaving.com and other sites. If you come across acronyms not on this list that you would like us to consider including, please feel free to send us a message or leave a comment below.
A
- AAoA: Average Age of Accounts
- ACH: Automated Clearing House - ACH transactions
- AF: Annual Fee
- AG: Attorney General
- AmEx: American Express
- APR: Annual Percentage Rate
- APY: Annual Percentage Yield
- ARS: Advance Resolution Services
- AU: Authorized User
B
- BBB: Better Business Bureau
- BOA/BofA: Bank Of America
C
- CA: Cash Advance
- CB: Cashback
- CC: Credit Card
- CD: Certificate of Deposit
- CFPB: Consumer Financial Protection Bureau
- CK: Credit Karma
- CL: Credit Limit
- CLI: Credit Limit Increase
- CMS: Credit Monitoring Services
- CPM: Cost Per Mile
- CR: Credit Report
- CSR: Customer Service Representative
- CU: Credit Union
D
- DC: Debit Card
- DD: Direct Deposit
- DNB: Dunn & Bradstreet
- DOB: Date Of Birth
- DP: Data Point
E
- ECOA: Equal Credit Opportunity Act
- ENES: Experian National Equivalency Score
- EQ: Equifax
- EX: Experian
F
- FA: Fraud Alert
- FACTA: Fair and Accurate Credit Transactions Act
- FCRA: Fair Credit Reporting Act
- FDIC: Federal Deposit Insurance Corporation
- FR: Financial Review
- FTF: Foreign Transaction Fee
G
H
- HP: Hard Pull - credit inquiry that affects your credit score negatively
- HSA: Health Savings Account
I
J
K
L
M
- MC: Mastercard
- MOs: Money Orders
- MP: Money Pak
- MSR: Minimum Spend Requirement
N
- NCUA: National Credit Union Administration
- NFCC: National Foundation for Credit Counseling
- NSCRPA: Nationwide Specialty Consumer Report Agency
O
P
- POS: Point Of Sale
Q
R
- RoI - Return On Investment
- Rep: Representative
S
- SP: Soft Pull - credit inquiry that doesn't affect your credit score negatively
- SSN: Social Security Number
- SUB: Sign Up Bonus
T
- TU: TransUnion
U
- USPS: United States Postal Service
